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Airbnb HostAirbnb LLC: Do This Before Your First Guest
Airbnb's own help page says its $3 million Host damage protection isn't an insurance policy. What it leaves out, the 14-day deadline that's easy to miss, where an LLC fits, and the key Bizee screens, start to finish.
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Why an LLC for this business
The guest who gets hurt
Airbnb's liability insurance pays only if you're found legally responsible
One name on the paperwork
A US business completes Form W-9: tax forms can carry the LLC's name
The 14-day deadline
File within 14 days of checkout. Wear, cash and acts of nature are left out
How to start it, in order
- Look up your city's rules: permits or registration, zoning, safety, and local taxes or a business license.
- Read your lease, or your HOA or co-op rules, before you list.
- Ask your insurer how your homeowner's or renter's policy treats paying guests. Airbnb says AirCover is not a substitute for personal insurance.
- Form the LLC before you add your tax information.
- On Airbnb, a US business completes Form W-9. The name is checked against IRS records.
- Know the limits: Host damage protection isn't an insurance policy, and it leaves out normal wear, cash and acts of nature.
- File a damage request within 14 days of the guest's checkout, with photos or videos.
Every fact in this guide was checked against a primary source before the video was made.
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